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How to Use the Jar Budget System

  1. Set Your Income

    • Enter your Regular Monthly Income (your typical monthly earnings)

    • Enter your Current Month Income (actual income this month, if different)

    • Add any Extra Expenses to subtract before allocating to jars

  2. Adjust Your Jar Percentages

    • Edit the percentage for each jar in the "Allocation" column

    • The total should equal 100% (green indicator)

    • Yellow = under 100%, Red = over 100%

  3. View Your Allocations

    • The table shows dollar amounts for both regular and current month

    • The visual jars below fill up based on your percentages

    • Each jar displays the allocated amount in dollars

Default Jars: Necessities, Financial Freedom Account, Savings (2 jars), Play Monthly, Play Vacations, Education, and Give.

Need More Flexibility? Get the Excel Version

Download our free Jar Budget System Excel spreadsheet for offline access, custom formulas, advanced tracking, and the ability to plan multiple months ahead. Perfect for detailed financial planning.

✓ Offline access

✓ Custom formulas

✓ Multi-month planning

✓ Print-ready reports

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